Financing

Discover all our advices related to financing

What are the basic rules of real estate financing?

The purchase of a property represents for many the dream of a lifetime, where the beginning of a relevant investment strategy. You will first ask yourself if you can afford it? And how you will finance this investment. At Cardis Sotheby's International Realty, we are here to help you answer these and all the following questions.

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How does the mortgage schedule work?

A mortgage is a loan granted by a bank, insurance company, pension fund or individual to the purchaser of real estate. In return, the buyer pledges the same property to the creditor. The document duly drawn up is called the cédule hypothécaire. Thus, if the debtor does not honour his obligations (if he does not pay the interest and does not reimburse his loan), the creditor has the right to take possession of the property and put it up for sale in order to recover his money.

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What are the different property values?

Estimating the value of a property is a key step when it comes to selling or buying a house or a piece of land. The procedure is obviously the same in the case of inheritance: the heirs must know the value of the bequeathed property in order to distribute it in fair shares. To estimate this value, many elements must be taken into account, such as the context and market prices. Cardis Sotheby's International Realty is your preferred partner for the valuation of your property. There are several types of real estate values for a property and knowing them is fundamental, whether you wish to buy or sell.

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